This paper explores shortcomings of European civil defence by examining both infrastructure vulnerabilities and the widespread unpreparedness of civilians in the face of modern threats. While military spending across the European Union has increased in recent years, civil defence has lagged, with critical needs outdated or insufficient. The increasing complexity of global threats highlights the urgency of updating these systems. The civilian population remains largely unaware and unprepared to handle prolonged disruptions. This paper outlines these gaps, their risks, and the need for a culture of preparedness. It also presents Finland as a model of integrated civil and military defence, offering lessons for the broader European context. A transformation of mindset and investment in smarter civil defence are essential for the EU to confront future crises with confidence.